Aavas Offers Home Loans to Its Customers without Need for Them to Submit Income Proof

Aavas Financiers Limited
3 min readNov 22, 2018

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Aavas Financiers Ltd, from hereon referred to as Aavas, is a one-of-its-kind mortgage company that offers home loans to its target group of customers with no requirement on their part to submit any proof of income.

Aavas, one of India’s leading home loan companies based in Jaipur, Rajasthan, is a unique home loan company not only because it only caters to low- and middle-income segment groups but also offers them the splendid benefit of availing a home loan without income proof.

The company’s target group of customers includes individuals residing in rural and semi-urban regions as well as those from tier-2 and tier-3 cities spread across the country. These customers could be self-employed professionals, entrepreneurs running small-scale businesses, or even the salaried class.

Aavas is of the firm belief that each customer is truly unique when it comes to his or her financial requirements. Moreover, the company is of the opinion that it is essential not to treat them as alike and similar borrowers belonging to a uniform group. Hence, Aavas recognises the exclusive needs of all of its customers and offers them customised and tailormade housing-finance solutions that are not only apt but also fitting.

The company offers home loans to customers who are deemed credit-worthy. That said, these customers may or may not possess documents to prove source of income, such as their employers’ salary slips, income-tax returns statements, and so on.

Aavas uses its own appraisal methodology in order to assess its customers on an individual basis and thereby offers bespoke home loans.

Because residing in one’s own home is a “need” and not a “want,” Aavas walks the extra mile and strives to ensure that this indispensable requirement and lifelong aspiration of each of its customers are truly fulfilled.

With Aavas by your side, residing in your own home is indeed easy. Thanks to the company’s policies of speedy disbursals, attractive rates of interest, simple procedure, and minimum documentation, you can realise your dream without any hassles or worries.

Besides resale properties, the company offers home loans for flats, apartments, and bungalows developed by real-estate companies, builders, as well as development authorities. With the loan amount beginning from Rs 1 lac and the tenure extending up to 30 years, Aavas is your ideal partner for the home that you prefer.

The cherry on the cake is that the company has developed a pathbreaking mobile app through which applicants make sure that their home loan is processed swiftly.

With an integrated network of branches that facilitates servicing of loans at a branch that is extremely convenient to its customers, aspiring home-owners simply could not have asked for anything more.

As can be seen, Aavas is your one-stop financier when it comes to offering a home loan without income proof.

About Aavas:

In 2011, the company was incorporated as “Au Housing Finance Private Limited.” With its conversion to a public limited company in 2013, its name was subsequently changed to “AU Housing Finance Limited.” The company’s name was eventually changed to “Aavas Financiers Ltd” in the year 2017. In 2016, Aavas received the ASSOCHAM Excellence Award in recognition for being the “Best Housing Finance Company” in the segment of affordable housing. For more details please log on to https://www.aavas.in/home-loan/

Contact Info:

Corporate Office:

201–202, 2nd Floor, Southend Square,

Mansarover Industrial Area,

Jaipur-302020

Email: customercare@aavas.in

Toll Free: 1800–20–888–20

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